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You have been very undisciplined in your spending and owe $20,000 on your credit cards at an average rate of 18%, with monthly payments. If

You have been very undisciplined in your spending and owe $20,000 on your credit cards at an average rate of 18%, with monthly payments. If you can afford to pay $350 per month on your credit cards, how many months willit take you to pay off your balances.

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