You have decided to buy a used car. The dealer has offered you two options: (FV of $1, PV of $1, FVA of $1, and PVA of $1) (Use the appropriate factor(s) from the tables provided.) Pay $560 per month for 20 months and an additional $10,000 at the end of 20 months. The dealer is charging an annual interest rate of 24%. Make a one-time payment of $15,887, due when you purchase the car.