You have decided to buy a used car. The dealer has offered you two options: (FV of $1, PV of $1, FVA of $1, and PVA of $1) (Use the appropriate factor(s) from the tables provided.) a. Pay $500 per month for 20 months and an additional $10,000 at the end of 20 months. The dealer is charging 24 percent per annum. b. When you buy the car, pay cash equal to the present value of the payments in option (a). Determine how much cash the dealer would charge in option (b).