You have decided to buy your first house in 4 years. You just started a new "real" job in your chosen career. You don't have any money right now, but you have decided to save $247 per month so you will have a nice down payment. You want to invest your savings in a mutual fund that you expect will earn 9.71% per year. If you can follow this plan, how much will you have for a down payment when you are ready to buy that first house in 4 years? Please enter your answer to the penny