You have decided to refinance your mortgage. You plan to borrow whatever is outstanding on your current mortgage. The current monthly payment is

$2170,

and you have made every payment on time. The original term of the mortgage was 30 years, and the mortgage is exactly 4 years and 8 months old. You have just made your monthly payment. The mortgage interest rate is

6.402%

(APR

with semi-annual compounding). How much do you owe on the mortgage today?

(Note: Be careful not to round any intermediate steps less than six decimal places.)