You have decided to refinance your mortgage. You plan to borrow whatever is outstanding on your current mortgage. The current monthly payment is $$2713,$ and you

have made every payment on time. The original term of the mortgage was $30$ years, and the mortgage is exactly $4$ years and $8$ months old. You have just made your

monthly payment. The mortgage interest rate is $6\mathrm{.}352\%($APR with semi$-$annual compounding$).$ How much do you owe on the mortgage today?

$($Note: Be careful not to round any intermediate steps less than six decimal places.$)$

The monthly discount rate is

$.($Round to five decimal places.$)$

The amount you owe today is $

$($Round to nearest dollar.$)$