You have decided to refinance your mortgage. You plan to borrow whatever is outstanding on your current mortgage. The current monthly payment is $ $2416,$ and you have made every payment on time. The original term of the mortgage was $30$ years, and the mortgage is exactly $4$ years and $8$ months old. You have just made your monthly payment. The mortgage interest rate is $6\mathrm{.}154\%($APR with$$ semi$-$annual compounding$).$ How much do you owe on the mortgage$$ today?

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Part $1$

The monthly discount rate is $\_\_\_\_$enter your response here$\%.($Round to five decimal$$ places.$)$