You have decided to refinance your mortgage. You plan to borrow whatever is outstanding on your current mortgage. The current monthly payment is $$2356,$ and you have made every payment on time. The original term of the mortgage was $30$ years, and the mortgage is exactly $4$ years and $8$ months old. You have just made your monthly payment. The mortgage interest rate is $6\mathrm{.}2\%($APR with semi$-$annual compounding$).$ How much do you owe on the mortgage today?