You have deposited $18,630 in a special account that has a guaranteed rate of return. If you withdraw $3,000 at the end of each year for 8 years, you will completely exhaust the balance in the account. The guaranteed rate of return is closest to: (Ignore income taxes.) Click here to view Exhibit 12B-1 and Exhibit 128-2, to determine the appropriate discount factor(s) using the tables provided. Multiple Choice 6% 7% 5% 8%