You have inherited from your grandmother, a pension in the amount of Rp. 5,000,000 per year from now on. The good news for you, despite the bad news, is that your grandmother's pension is growing 5% annually. Your friend tries to bid on your inheritance at a price of IDR 75,000,000. If you want a rate of return of 12% per year, determine: a) The current value of the inheritance to you b) Will you accept your friend's offer?