You have just been named the new CEO at Wells Fargo. The facts cited in the above case reflect the reality of the situation you have just inherited. You are concerned about all the practices you find but want to prioritize your efforts. What are the three practices that you assign the highest priority? How would you address these three practices? Looking at the big picture, what about Wells Fargo's corporate culture is encouraging these practices and how would change the overall corporate culture to discourage them?