You have just made your first $5,000 contribution to your retirement account. Assuming you earn a rate of return of 5 percent and make no additional contributions, what will your account be worth when you retire in 35 years? What if you wait for 5 years before contributing?

A) $26,335.37; $23,011.60

B) $27,311.20; $29,803.04

C) $27,311.20; $22,614.08

D) $27,580.08; $21,609.71

E) $31,241.90; $32,614.08