You have just purchased a new warehouse. To finance the purchase, youve arranged for a 39-year mortgage loan for 85 percent of the $3,390,000 purchase price. The monthly payment on this loan will be $17,200. What is the APR on this loan? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.) APR % What is the EAR on this loan? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.) EAR %