You have just put $101 in the bank, and your account earns 0.81% interest every month with monthly compounding. a. How much will be in your account after one year? b. If your bank changed to paying interest only once per year, what yearly rate would give you the same amount as what you calculated in part (a)? a. How much will be in your account after one year? The amount in your account after one year is $. (Round to two decimal places). b. If your bank changed to paying interest only once per year, what yearly rate would give you the same amount as what you calculated in part (a)? The yearly rate is %. (Round to four decimal places)