You have just received a windfall from an investment you made in a friend's business. She will be paying you $21,980 at the end of this year, $43,960 at the end of next year, and $65,940 at the end of the year after that (three years from today). The interest rate is 3.1% per year. a. What is the present value of your windfall? b. What is the future value of your windfall in three years (on the date of the last payment)? a. What is the present value of your windfall? The present value of your windfall is $ (Round to the nearest dollar.)