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You have just won a lottery for $100 million. The lottery company gives you a choice - you can either take $50 million now or

You have just won a lottery for $100 million. The lottery company gives you a choice - you can either take $50 million now or $25 million in four equal annual installments starting at the end of this year. You believe that you can invest your money at a rate of return of 7%. What should you do? Show calculations and explain your answer.

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