You have OMR8oo that you would like to invest. You have 2 choices: Savings account Awhich earns 8% compounded annually or savings account B which earns 7.70% compounded monthly. Which would you choose and why? Select one: O a. A because it has a higher effective annual rate. O b. A because the future value in one year is lower. O c. B because the future value in one year is lower O d. B because it has a higher effective annual rate. e. A because it has the higher quoted rate