You have reviewed the personal statements of a customer and are concerned that some assets are over-valued. Based on the valuation methods described, which of these assets values is most likely to be overstated compared to market.?

A-Valuation from antiques based upon insurance estimates from a local art expert

B-Independant propret valuation of the customers main residence using the lower of 3 estimates by the local real estate companies

C-Calculating the value of an investment,ent properties owned by the customer based on future rental income growing at 10% per annum with no vacant periods

D-Insurance estimate for the cost of replacing furniture and equipment on a like to like basis