1. You have seen that the time value of money (TVM) is essential for making informed financial decisions. Write a succinct one-page paper (max) that explores the concept of TVM, explain the difference between the present value and future value of money, and 2) how changes in interest rates can impact these values. 3) Provide a brief example to illustrate your point and 4) discuss the significance of TVM in corporate financial planning and decision-making. 5) Make sure to consider the practical implications of TVM for businesses and investors.

2. ) Bonds play a significant role in raising capital and financial forecasting. Write a succinct one-page paper that delves into bond valuation and its key variables. 1 ) Distinguish between a bond's coupon rate and its yield to maturity, 2) explaining their respective roles and significance in bond pricing. 3) Explore why bonds exhibit interest rate risk and 4) discuss the factors contributing to this risk. 5) Provide examples to illustrate your points and demonstrate the implications these concepts have on decision-making.