You have taken out a $200,000, one-year ARM. The interest rate in the first year is 4.5% (compounded monthly). The index interest rate after the first year is 3.50% and the margin is 2.65%. (Note: The term on this ARM is 30 years). There is also a periodic (annual) rate cap of 1.00%. Given this information, determine the monthly mortgage payment you would be scheduled to make in month 13 of the mortgage loans term.