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You have the choice of receiving $ 8 0 , 0 0 0 now or $ 4 0 , 0 0 0 now and another

You have the choice of receiving $80,000 now or $40,000 now and another $56,000 six years from now. In terms of today's dollar, which choice is better and by how much? Money is worth 6.3% compounded annually.
Which choice is better?
A. They are equal in value.
B. The choice of $80,000 now is better.
C. The choice of $40,000 now and $56,000 in six years is better.
The better choice is greater than the alternative choice by $ in terms of today's dollar.
(Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places as needed.)
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