You have the savings of $100K and no other wealth.You are considering whether to use all your savings to start a bakery business or whether to invest this money in the market index.If you start a bakery, you estimate that the expected return from this business will be 25% and the return standard deviation will equal 40%.Currently, the risk free rate is 3%, the expected return on the market index is 15%, and the standard deviation of the market index is 20%.Which is a better investment: the bakery or the market index? Please explain.