You have three choices of retirement plans: a) $1 million at the end of 20 years, b) $1,500 at the end of each month for 20 years, or c) $23,000 at the end of each year for 20 years. Assuming you can earn 8% interest, which one should you choose? Is it possible to do this through a financial calculator through TVM? If it is, I'd rather see the steps like that.