You inherit $429,000. You can receive the $429,000 in one lump sum payment today or, alternatively, receive two amounts: $229,000 in 10 months and $220,000 in 21 months from today. If you can earn 6.7% per annum compounding monthly on your monies, what is the value of the option to receive two payments (in present day value)? (to nearest whole dollar,; dont use $ sign or commas)