You invest $10,000 in January 1 of 2020 into a project that you expected to yield an annualized return of 5%.

First question: According to your original expectations, what would the future value of the investment be 5 years later?

Second question: Due to unforeseen circumstances, your project yields an annualized return of negative 30%. What is the future value of the investment 5 years after you make the initial investment?