You invest $100,000 in a risky asset with an expected return of 12% and a standard deviation of 20% and a T-bill (a risk-free security) with a return of 4%. If your risk- averse coefficient (A) is 4, what percentages of your money must you invest in the T- bill and the risky asset, respectively, to maximize your utility? 22% and 78% O 50% and 50% 15% and 85% 34% and 66%