You invest $2,624 at the beginning of every year and your friend invests $2,624 at the end of every year. If you both earn an annual rate of return of 13.98%, how much will your friend have in your account after 40 years? Question 3 2 pts You currently have $2,772 in a retirement savings account that earns an annual return of 7%. You want to retire in 44 years with $1,000,000. How much more do you need to save at the end of every year to reach your retirement goal