You invest 35% of your money in stock GPS and 65% of your money in stock BRS. There are 2 possible states of the world that will occur once you invest in these stocks. There is a 60% probability of State 1 and a 40% Probability of State 2. In-State 1, GPS returns 30% and BRS returns -5%. In-State 2, GPS returns -10% and BRS returns 25%. Calculate the expected return on the portfolio.