You invested $115.00 in a mutual find exactly 4 years ago. In year 1, you earned capital gains of $4.10 and the fund paid you $0.86 in dividends at the end of the year. In year 2, the fund price fell by -27.00% and no dividends were paid. In year 3, the fund's price rose by 15.00% and you were also paid a $1.60 dividend at the end of the year, This year, the fund price fell by -3% and no dividend was paid. Assuming you reinvested your dividends immediately in the fund(such that the fund's returns and value each year includes the dividends) what is your annual geometric average rate of return for the 4-year period?

a.) The annual geometric average rate of return is -2.86%

b.)The annual geometric average rate of return is -2.21%

C.) The annual geometric average rate of return is -2.67%

d.) The annual geometric average rate of return is -3.62%