You invested $50,000 in a mutual fund since 2016 for two years, The effective rate of return in 2016 was 9.1% but in 2017, the effective rate of return was -0.9%. You are disappointed with the fund performance and moved all the money from this fund and invested in a two-year term deposit that paid 3.8% interest compounded quarterly.

(a)How much is your investment worth after 4 years?Express your answer in 2 decimal places, do not enter "$" and "," sign.

(b) What effective rate of return did you average over the4years?Express your answer in 4 decimal places, do not enter "%" sign.