You just deposited $18,500 in a bank account that pays a 4.0% nominal interest rate, compounded quarterly. If you also add another $5,000 to the account one year (4 quarters) from now and another $7,500 to the account two years (8 quarters) from now, how much will be in the account three years (12 quarters) from now? Select the correct answer. a. 45,176.68 b. 45,221.08 c. 45,191.48 d. 45,206.28 e. 45,235.88