You just received a loan offer from Mako Loans. The company is offering you $8,000 at 0.5 percent interest per month. The monthly payment is only $200. If you accept this offer, how long will it take you to pay off the loan? (Enter your answer in months accurate to two decimal places.) QUESTION 11 The manager of Steve's Audio is offering Daisy two options. She has approved Daisy's application for 24 months of credit with monthly payments of $45 at an interest rate of 1.6 percent per month. The other option is for Daisy to pay a lump sum at the end of 24 months. At what amount of this this lump sum, would Daisy be indifferent between the two options? (Enter your answer in S accurate to two decimal places.) QUESTION 12 At the end of this month, Les will start saving \$200 a month for retirement through his company's retirement plan. His employer will contribute an additional $.50 for every $1.00 that he saves. If he is employed by this firm for 30 more years and earns an average of 8.25/12 percent per month on his retirement savings, how much will he have in his retirement account 30 years from now? (Enter your answer in $ accurate to two decimal places.)