You just received an after tax cash flow of $120 (T=0). These cash flows will grow at 12.0% for years 1-3 and 2.0% in years 4-5. If the appropriate discount rate is 10.0% per year, the present value of all future cash flows (years 1-5) is closest to: $600 $608 $634 $728 $754 - In exactly six years (T=6), you will start to receive $1000 per year from a trust your grandparents set up for you. You will receive this annual $1000 payment indefinitely. The appropriate discount rate is 5.0% per year. What is the value of the trust today (T=0)? $14,942 ) $15,671 $18,050 D$19,048 None of the above . You have $250,000 in debt today (T=0) with an APR of 5.0%. You make no monthly payments for twelve consecutive months. If you could make your credit score 50 points lower, your APR would change by 1.5%. If your credit score was 50 points lower, .. HINT: Be sure to interpret the direction (+/-) of the change in APR before calculating the EAR. 3) you would pay $3,950 ) you would pay $3,900 :) you would pay $3,750 3) you would pay $3,750 a) you would pay $3,950 less in interest over the course of one year less in interest over the course of one year less in interest over the course of one year more in interest over the course of one year more in interest over the course of one year