You just won the lottery and you will receive $20,000/year for the next 15 years. You feel that your opportunity cost of money is 7.5% (your desired rate of return). What lump sum would you rather have today rather than waiting 15 years to collect all of your winnings? (Beginning of period) O A. 176,542 O B. 279,070 O C. 189,783 OD. 300,000