You meet with an insurance agent to buy a life insurance policy covering your wife and naming yourself as the beneficiary. You complete an application and a questioner about your health and living habits and give $$100$to the insurance company? Can you assume that you have a valid contract? Explain your answer. Continuing the scenario, suppose you and your wife get divorced, but you continue to pay the premiums. Can you collect death benefits from the insurance company? Why or why not?