You need to borrow $18,000 to buy a truck. The current loan rate is 11.9% and you want to pay the loan off in equal monthly payments over 5 years. What is your monthly payment?

A) $390.46

B) $399.49

C) $407.86

D) $412.22

\begin{tabular}{r} $390.46 \\ \hline$399.49 \\ $407.86 \\ $412.22 \end{tabular}