You need to borrow $200 000 for 30 years (monthly payment) you can choose either a constant payment mortgage or interest only loan, and the interest rate for either loan is 4.75% per year. what is the difference in the total interest paid between the two loans during the entire 30 years?

a) 120,103.24

b) 109,413.93

c) 133,502.89

d)142,702.52