You need to have $$30,500$ in $14$ in years. You can earn an annual interest rate of $5$ percent for the first $4$ years, $5\mathrm{.}6$ percent for the next $3$ years, and $6\mathrm{.}3$ percent for the final $7$ years. How much do you have to deposit today?

Multiple Choice

$$13,202\mathrm{.}36$

$$13,893\mathrm{.}70$

$$11,532\mathrm{.}62$

$$14,059\mathrm{.}68$

$$15,404\mathrm{.}57$