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You overhead a small business owner say the following I don't need to worry about costing or budgeting. These are just fancy terms made up

You overhead a small business owner say the following "I don't need to worry about costing or budgeting. These are just fancy terms made up by consultants so that they can charge a ridiculous fee. I run a humble coffee shop that my mother started 30 years ago. I acknowledge that small businesses, like ours, could do with some financial literacy as most of us have cash flow issues and struggle to sell some of our products. But costing and

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