You owe $20,000 total to a bank and a credit union. The details are as follow: Debtor Amount: Interest rate-Bank :$15,000 10%, daily compounding. Credit Union $5,000 9%, monthly compounding You just got $20,000 bonus from your company. What should you do with $20,000 bonus? If you invest, you expect to earn 10% return, annually compounding. Note: To get full credit for this problem, you need to 1) provide your choice, and 2) show calculation to support your choice.