you own a $150,000 home, which covers the replacement cost of the structure. (Ignore the deductible, clause and consider just the co-insurance requirement) If you purchased $120,000 of insurance, how much would be collected for a partial loss of $40,000? For a total loss of $150,000?

If you purchased $100,000 of insurance, how much would be collected for a $40,000 loss? How much would be collect for a total loss? (Again, ignore the deductible clause.)

Now if I purchased $50,000 of insurance of my $150,000 home. How much would be collected for a partial loss of $40,000? How much would i collect for a total loss? (Again, ignore the deductible clause.)