You own a portfolio that has 4,800 shares of stock A, which is priced at 15.4 dollars per share and has an expected return of 6.71 percent, and 3,800 shares of stock B, which is priced at 24.6 dollars per share and has an expected return of 16.07 percent. The risk-free return is 3.28 percent and inflation is expected to be 2.4 percent. What is the expected real return for your portfolio? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.