You own some bonds issued by Bayshore Inc. These bonds have a face value of $1000, 7% coupon rate (paid semi-annually), current market value of $905, and will mature 20 years from now. You anticipate needing to sell the bonds two years from now. You expect the market price of the bond to be $1,165 at that time. If you sell your bond at this price, your holding period return would be ____%.