You plan to accumulate $10,000 for a car in 4 years' time. To do this, you will make 16 level deposits (quarterly) with the first deposit today. If you earn 12.7% per annum compounding quarterly, what regular deposit will be needed? (round to nearest cent; don't use $ sign or commas) a. $474.24 b. $489.30 c. $997.74 d. $1837.63