You plan to accumulate $121,000 over a period of 13 years by making equal annual deposits in an account that pays an annual interest rate of 15% (assume all payments will occur at the beginning of each year). What amount must you deposit each year to reach your goal? Question 16 options:

$19,665.88

$3,522.37

$3,062.93

$27,984.55

$2,695.38