You plan to buy a house in October 2022. The sale price is $539,000. You need to pay 10% down payments and borrow the additional 90% from Wells Fargo Bank with a 15-year, 3.75% fixed-rate mortgage loan. You need to pay an equal MONTHLY payment starting from December 1, 2022 for a total of 15 years.

(1) Calculate your expected monthly mortgage payment.

(2) Develop the full amortization table for your mortgage loan.

(3) When you prepare your 2023 tax filing, what is the total mortgage interest payment that you can consider for the tax deduction?