You plan to retire 20 years from now and start withdrawing $85,000 per year at the end of each year for the next 40 years. You expect to inherit $65,000 from your aunt in 5 years which you will add to your retirement savings. You want to save a constant amount each year and need to know how much to save until retirement to achieve your retirement goal (you will make the deposits at the end of each year starting one year from now). Your savings will earn 8% and so will your retirement funds.