You plan to retire in 34 years. You are debating whether to deposit $50,544 into an account earning 14 percent annually today or waiting 15 years before making the deposit. How much more will be in the account when you retire in 34 years if you make the deposit today as opposed to waiting 15 years to make the first deposit? Round to the nearest whole number. You currently have $2,287. You plan on investing it at 16 percent per year until you have $63,958. How long will you wait until you achieve this goal? Enter the answer with 2 decimals (e.g. 1.23).