You purchase 5000 shares of ABC fund, which has a NAV of $127.13 and a redemption fee of 2.38% and an expense ratio of 1.46%. After 1 year, you decide to redeem your shares of the fund when it has a NAV of $133.85. During that year, you received a distribution of $1.14. What is your holding period return on your investment?

Answer should be formatted as a percent with 2 decimal places (e.g. 99.99).