You purchase a 8-year bond at $94 per $100 par value that pays a 7.2% coupon per annum. Further assume that bond pays coupon semi-annually, and coupons can be reinvested at 3.1% semi- annually for first 6 years. The yield to maturity of a 2-years comparable bond after 6 years is 5%. If you hold the bond for 6 years, what will be your total return? Please write the answer in four decimal places and NOT PERCENTAGE.